Personal Banking
Checking Accounts
A personal checking account is the most basic, frequently used financial service. Let us introduce you to our checking accounts. *For current interest rates, please contact one of our locations.
FREE CHECKING
- No minimum balance.
- No service charge.
- Free check safekeeping or you may get your check images back for $5.
- Free introductory check order.
INTEREST CHECKING
- $500 minimum balance.
- $15 service charge if you fall below minimum balance.
- Always earn interest on your money.*
- Free check safekeeping or you get your check images back for $5.
- Free introductory check order.
50 PLUS CHECKING
- If you’re age 50 or better, this account is for you!
- Always earn interest on your money.*
- No minimum balance.
- No service charge.
- Free box of check blanks annually.
- Free check safekeeping or you get your check images back for $5.
Savings Accounts
Savings Accounts (Consumer and Non Consumer), Money Market Accounts (Consumer and Non Consumer) and HSA Accounts
*For current rates, please contact one of our locations
Savings Accounts
(Consumer and Non Consumer)
- Always earn interest on your money.*
- $100 minimum balance to open this account.
- Free initial ATM card.
$3 maintenance fee for each quarter your account falls below the minimum balance of $100.
(Maintenance fee will be waived if customer is under 18 years of age)
Money Market Accounts
(Consumer and Non Consumer)
- Always earn interest on your money.*
- $2,500 minimum balance to open this account.
- Free initial ATM card.
$10 maintenance fee for each month your account falls below the minimum balance of $2,500.
(Maintenance fee will be waived if customer is under 18 years of age)
Health Savings Account
- No monthly fees.
- No minimum balance.
- Free Visa debit card.
- Free order of 30 check blanks.
- Always earn interest on your money.*
Additional Services
Lincoln State Bank provides many additional services to assist you in your financial needs
- ACH origination
- ATM Cards
- Automatic Transfer
- Bank by Mail
- Cash Advance on Credit Cards
- Commemorative Coins For Sale
- VISA Check Cards
- VISA Credit Cards
- Direct Deposit
- Drive Up Service
- Mobile Banking
- Mobile Deposit
- Money Orders
- Night Depository
- Notary Services
- Safe Deposit Boxes
- Series EE/I Bonds
- Telefax Service
- Photocopying Service
- Wire Transfer
- Certificates of Deposit*
